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Terms & Conditions

MindsPay General Membership
Revised: July 3, 2013

You must be a U.S. resident and 18 years of age or older to participate.

MindsPay, ("MindsPay.com" or "we") may revise these terms from time to time, at our sole discretion, by updating this posting. Unless otherwise provided below, the revised terms will take effect when they are posted. Your continued use of the Service will signify your acceptance to the modified terms. Please review the terms on this website frequently to look for changes.

A. BASIC REQUIREMENTS FOR MEMBERSHIP: To maintain a Membership in the MindsPay Service, You must meet the following requirements and MindsPay reserves the right to terminate the Membership of anyone who fails to meet these requirements on an ongoing basis.

A.1) MEMBERSHIP ELIGIBILITY: To participate in MindsPay and paid surveys, you must be an individual at least 18 years of age and reside in the United States of America. Corporations or other business entities are not eligible to participate. It is required that members establish and maintain only one account, and that account must be registered to a unique e-mail address. MindsPay reserves the right to terminate any or all duplicate accounts resulting in the potential loss of earnings contained in such accounts.

A.2) MEMBERíS INFORMATION: Member must provide valid and truthful information; First name, Last name, Email address, Phone number and Mailing Address to MindsPay. Member must provide this same valid accurate information to advertiser or partner when completing any offer presented by or in conjunction with MindsPay. MindsPay reserves the right to terminate any account containing untruthful information or providing untruthful information to its advertisers or Partners in the process of completing any offer presented.

A.3) ENROLLMENT: To the full extent allowed by applicable law, MindsPay at its sole discretion and for any or no reason may refuse to accept applications for membership.

A.4) MindsPay NEWSLETTER AND OTHER EMAILS: By signing up for MindsPay, you are opting-in to receive MindsPay newsletters and other special offer emails. If you do not wish to receive these emails, you may opt-out at any time, by clicking on the opt-out link in the email messages you receive from MindsPay.

Money Mails: Please understand that MoneyMails is our way of showing appreciation to our members. As an attempt to keep fraud at bay, kindly understand that credit from MoneyMails will not be given to members that are confirming emails through mobile devices such as cell phones. Please Note: There is a $25 Maximum Money Mail Credit per payment request.

A.5) ACCOUNTS ARE NON-TRANSFERABLE: Your account is personal to You and is not transferable; You may not allow anyone else to use Your account or to receive free cash incentive earned by You; You may not use anyone else's account or act to accrue cash incentive for anyone else's account; You are responsible for keeping Your account information secret. MindsPay will not be liable for losses that are incurred through the use of Your account by a third party or the disclosure of your account information.

A.6) TERMINATION AND CANCELLATION: MindsPay at its sole discretion and for any reason or no reason at all may terminate any Members without prior notice for (a) any violation of any provision of this Agreement; (b) aiding in or promoting circumvention of the MindsPay Service; (c) acting against the business interests or reputation of MindsPay; (d) otherwise acting unlawfully in relationship to MindsPay, the MindsPay website or the MindsPay Service; (e) breach of our Spamming Policy; (f) inactivity (defined as the failure to earn any cash incentive in your MindsPay account) for a continuous six-month period; or (g) any other reason at the discretion of MindsPay. If your account is terminated by MindsPay, You may not re-enroll or join under a new account unless formally invited to do so by MindsPay. (See Section I. below for more information about termination of accounts.) You may cancel Your Membership at anytime by notifying MindsPay from our FAQ page. If you decide to cancel Your membership and later wish to re-enroll, You will be assigned a new account number and You will not receive credit for cash incentive or cash made using Your previous account.

A.7) MEMBER ETIQUETTE: Member agrees not to use, or attempt to use, any part of MindsPay or the presentations for other purposes including but not limited to, tampering, hacking, spoofing, using robots or scripts, copying, distributing, modifying, or otherwise corrupting the administration, security, or proper function of any part of MindsPay or the presentations. Member also agrees not to make any attempt to earn or redeem earnings in a manner inconsistent with this Agreement, including without limitation attempting to earn earnings through other than legitimate channels as described on the MindsPay website, participating in purchasing or redemption fraud, or tampering with MindsPay links. MindsPay reserves the right to terminate any account violating this Agreement.

A.8) ONE ACCOUNT PER MEMBER OR HOUSEHOLD: You may only sign up once and maintain one Membership in the Service. MindsPay.com reserves the right to terminate duplicate accounts, resulting in the potential loss of accumulated credits.

A.9) REDEMPTION PROCESS REQUIREMENTS: . MindsPay members must: (a) provide and submit their email address and password which has been verified by MindsPay (b) provide and submit their current mailing address (c) provide and submit their correct first name (d) sign-up, get approved for and activate (where- applicable) membership, free trial or requirements posted by MindsPay. In some cases incentive for surveys offers and other offers will show a viewed status for 6 to 8 weeks, till we are paid from the advertisers. Minimum payment threshold is approved $50 USD in your account. You must have accumulated $50 USD in your account for redemption. We pay our members through PayPal once you reach the minimum payment threshold. We do not mail checks to any participants in our survey panel, 100% of the payments are processed by PayPal. You can get your free PayPal account at www.paypal.com and you can update your information anytime.

A.10) Payout Requirements. To request payout MindsPay members must have :
(a) current contact info
(b) verified phone number
(c) correct & validated PayPal entered in account
(d) a minimum of $25 Approved from Surveys
(e) a maximum of $25 in Money Mail is allowed per payment request. Money Mail exceeding $25 will still accumulate in the Money Mailbag and will be eligible for future payment requests.

A.11) Cancellation: Signup with free trials may carry a shipping charge and after the free trial, you may be charged by the advertiser. Its the individuals responsibility to cancel it by email the advertiser for cancellation for services or product brought, if you don't want to continue.

B. YOUR RELATIONSHIP TO MindsPay: By filling out the membership information, You are applying to receive a service. Your relationship to MindsPay is one of an independent contractor and/or customer. No employee-employer relationship is created by Your use of the Service.

C. NO TAMPERING: You agree not to tamper with the proper functioning and tracking of the Service. Emulating or "faking" usage, will lead to termination of Your account and may lead to legal action.

You agree and understand that although MindsPay will make reasonable efforts to make the activity detection process fair and consistent, MindsPay does not guarantee the precision of the process. You will only be credited for completing offers as reasonably determined by MindsPay.

D. NO PAYMENT GUARANTEE: MindsPay does NOT guarantee that a member will receive credit for a completed survey and offer. MindsPay will make reasonable efforts to track and report your signing up for offers but does not guarantee the precision of the process. We reserves the right to refuse the credit to members for offers for variety of reasons, including, but not limited to , Lack of appropriate information, Improper signup, Improper browser settings, Errors in third party reporting, and / or any other reason.

D.1) There are conditions in order for MindsPay members to receive a cash incentive . MindsPay members must have cookies enabled. MindsPay members must access the partner site through MindsPay. These conditions are mandatory so that the partner will know that the MindsPay member used MindsPay to reach the partner site. You agree that all redemption processes shall be done through the Member Accounts page on MindsPay.

D.2) MindsPay does not warranty, guarantee, or insure the quality of any product or service requested from one of the partner offers.

E. MONITORING YOUR ACCOUNT: You may view your account balance at the MindsPay "Account" web page. Account information is updated as confirmation is received from MindsPay marketing partners. If you have a question about your account, contact us from our FAQ page.

F. HOW TO UNSUBSCRIBE: Users may receive email confirming their registration with the Website, co-registration with Advertisers and subsequent entries in our sweepstakes and games, as well as promotional marketing of products and services under other Company brands or from third parties. To unsubscribe from any Company or Advertiser's email list, please visit the specific website for details on how to unsubscribe or follow unsubscribe instructions which should be included with any email message sent.

G. YOUR RELATIONSHIP WITH MARKETING PARTNERS: Your relationship with marketing partners whom MindsPay delivers offers for, including payment for and delivery of related goods or services, entry into and operation of promotions, discounts or contests, and any other terms, conditions, warranties or representations associated with such dealings, are solely between You and such marketing partner. You agree not to hold MindsPay liable for any loss or damage of any sort incurred as the result of any such dealings or as the result of the content provided by such partners through the Service.

H. TERMINATION: If a Member's account is terminated by MindsPay, MindsPay may refuse to "approve" a cash incentive if such cash incentive were earned in violation, or after violation, of this Agreement or were otherwise unlawfully obtained by the Member. If your account is terminated by MindsPay, You may not re-enroll or join under a new account unless formally invited to do so by MindsPay.

I. DISCLAIMER OF WARRANTIES:YOU EXPRESSLY AGREE THAT USE OF THE SERVICE IS AT YOUR SOLE RISK. THE SERVICE IS PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS. TO THE MAXIMUM EXTENT ALLOWED BY APPLICABLE LAW, MindsPay EXPRESSLY DISCLAIMS ALL WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED BY LAW, CUSTOM OR OTHERWISE, INCLUDING WITHOUT LIMITATION ANY WARRANTY OF MERCHANTABILITY, SATISFACTORY QUALITY, FITNESS FOR A PARTICULAR PURPOSE OR NON-INFRINGEMENT. MindsPay MAKES NO WARRANTY REGARDING ANY GOODS OR SERVICES PURCHASED OR OBTAINED THROUGH THE SERVICE OR ANY TRANSACTIONS ENTERED INTO THROUGH THE SERVICE.

J. LIMITATION OF LIABILITY:TO THE MAXIMUM EXTENT ALLOWED BY APPLICABLE LAW, NEITHER MindsPay NOR ANY OF ITS MEMBERS, SUBSIDIARIES, PUBLISHERS, SERVICE PROVIDERS, LICENSORS, OFFICERS, DIRECTORS OR EMPLOYEES SHALL BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL OR CONSEQUENTIAL DAMAGES ARISING OUT OF OR RELATING TO THIS AGREEMENT, RESULTING FROM THE USE OR THE INABILITY TO USE THE SERVICE OR FOR THE COST OF PROCUREMENT OF SUBSTITUTE GOODS AND SERVICES OR RESULTING FROM ANY GOODS OR SERVICES PURCHASED OR OBTAINED OR MESSAGES RECEIVED OR TRANSACTIONS ENTERED INTO THROUGH THE SERVICE OR RESULTING FROM UNAUTHORIZED ACCESS TO OR ALTERATION OF USER'S TRANSMISSIONS OR DATA, INCLUDING BUT NOT LIMITED TO, DAMAGES FOR LOSS OF PROFITS, USE, DATA OR OTHER INTANGIBLE, EVEN IF SUCH PARTY HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. IN NO EVENT WILL MindsPay TOTAL CUMULATIVE LIABILITY TO ANY MEMBER UNDER THIS AGREEMENT EXCEED AN AMOUNT EQUAL TO THE VALUE OF ONE DOLLAR CASH FROM THE MindsPay WEBSITE.

K. GOVERNING LAW AND OTHER TERMS:Any action related to this Agreement will be governed by Illinois law, excluding (1) principles of conflicts of laws, and (2) the United Nations Convention on Contracts for the International Sale of Goods. Any action relating to this Agreement shall be brought in the state or federal courts located in the County of Cook, and You hereby submit to the exclusive jurisdiction and venue thereof. You agree to comply with the laws of Illinois and the United States that apply to the use of this Service and the compensation You may receive. If the law of Your country, state, or province of residence prohibit or limit Your participation in this Service, then You are responsible for complying with such laws and you agree to indemnify MindsPay against any breach. If any part of this Agreement is held to be unenforceable, the unenforceable part shall be given effect to the greatest extent possible and the remainder will remain in full force and effect. This Agreement is personal to You and You may not transfer, delegate, or assign this Agreement, your referral network, your MindsPay account or other benefits you receive as a MindsPay Member to anyone. Any attempt by You to assign or delegate this Agreement shall be null and void. MindsPay may assign this Agreement at its sole discretion.

L. SECURITY:To prevent unauthorized access, maintain data accuracy, and ensure the correct use of information, MindsPay has used appropriate industry standard procedures to safeguard the confidentiality of Your personal information, such as firewall, encryption, token authentication, application proxies, monitoring technology, and adaptive analysis of network traffic to track abuse of our network and its data. However, no data transmitted over the Internet can be 100% secure. As a result, while we strive to protect your personal information, MindsPay cannot guarantee the security of any information that you transmit to us or from our sponsors and You do so at Your own risk.

This Agreement constitutes the entire Agreement between You and MindsPay in connection with general membership in MindsPay and supersedes all prior agreements between the parties regarding the subject matter contained herein. If any provision of this AGREEMENT is found invalid or unenforceable, that provision will be enforced to the maximum extent permissible, and the other provisions of this AGREEMENT will remain in force. No failure of either party to exercise or enforce any of its rights under this AGREEMENT will act as a waiver of such rights.

M. PROVIDE CASH INCENTIVES:MindsPay offers cash incentives to members in exchange for completing surveys and signup for trial offers. Members won't be eligible for cash incentives by only completing the surveys. Signing up for the offers, advertised by our partners, is necessary in order to be eligible for cash incentives. If you complete a survey and sign up for the corresponding offer, it will take upto 8 weeks to receive the cash funds from the advertiser. Please do not delete the confirmation emails you receive from the advertisers. These confirmation emails are required in order for us to investigate if your account is not credited in 8 weeks. The funds will be sent to the paypal e-mail address registered on file with MindsPay. If your e-mail address changes and funds have already been sent to your e-mail address on file, MindsPay cannot redirect the funds to your new address. You can change your paypal e-mail address in MindsPay at any time. PayPal.com is a FREE service that allows you to instantly receive cash over the Internet. Cash payments will only be made after the member's qualification to participate in a particular survey has been verified by MindsPay, the member completes that survey and offer. MindsPay is not responsible if you lose, or misplace your funds via email. All cash payment amounts may be changed or modified at any time and at the discretion of MindsPay. Members are responsible for any taxes due as a result of payments made for their participation in MindsPay.

*Note: Payments will be transferred to your PayPal Account. It will take atleast 30 days from the Requested Date, after verification.

N. FRAUD ACTIVITY:If at any time your account is discovered to have any fraudulent activity, as determined by us, your account may be terminated without pay. Fraudulent activity is defined as, but not limited to the following: 1) Using false or misleading personal information while signing up for offers 2) Using a fake or auto/computer generated credit card number to complete an offer.

N.1,Also, MindsPay may not pay any user for any offer that has been charged back to the advertiser. If a charge back occurs under your account, as determined by us, your account may be terminated without pay.

N.2,MindsPay feels very strong about fraudulent activity. If there are any questions regarding these rules feel free to contact with your query and we will surely respond.

N.3,FRAUD USERS, Recently we have found that many of our users are creating fake accounts and using fraudulent credit cards to signup for surveys. This is causing our sponsors to shut down their merchant accounts, and stop business with us sometime resulting in no payment. As a result, we will be paying all of our members 30 days after approval of the transaction so we have enough time to sift through the fraudulent users who cause this, with helpful information from our advertisers.

N.4,We will be taking legal action if we find any of our members having dummy accounts (more than one [1]) per house hold (as stated in our terms and conditions) or people using prepaid or fraudulent credit cards with our sponsors (advertisers). If you are found to have done any of the above stated points, your account will be terminated with all earnings being held, plus any necessary legal action.

N.5,Please remember this is may be only temporary as we make these changes to our system for you, so we can provide you with the best surveys and offers. If you have any questions about this policy, or you know a user who is committing fraud (like stated above) in our system, please contact http://support.MindsPay.com and we will be happy to promptly reply to your query.

CONTACTING US.. If You have any questions about the Service or this Agreement, please contact We will respond promptly.

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